"The process was incredibly easy. My adviser explained everything clearly and found a policy that actually suited our budget. I feel much better knowing the family is sorted."
Sarah M.Parramatta, NSW
Trusted Australian Advice
Protect What You've Worked Hard For — In Under 2 Minutes
Compare policies from 12 leading Australian insurers with a dedicated Aussie adviser. Zero markup, absolute transparency, and ongoing support for life.
AFSL 244252
12 Leading Aussie Insurers
Adviser Assigned for Life
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Takes less than 2 minutes. No obligation.
We compare cover from Australia's most trusted insurers
AIA
AMP
TAL
MLC
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If something happened to you tomorrow, would your family be OK?
Your mortgage doesn't pause because you're ill. The bills don't stop coming when you're injured. And your family's future shouldn't have to change just because of a sudden loss. The financial stress of an unexpected tragedy can be just as devastating as the event itself.
See how WealthSmart fixes this
Why 1000s of Australians Choose WealthSmart
Real Aussie advisers
Speak to a dedicated, local expert who understands your needs.
Zero markup
We don't add a cent to your premium. Absolute transparency.
12 top insurers
We compare policies from Australia's most trusted providers.
Annual review
We review your cover yearly to ensure it still fits your life.
Claims advocate
We're in your corner, fighting for your claim if the worst happens.
AFSL 244252
Fully licensed and compliant, giving you peace of mind.
Cover for Every Stage of Life
Life Insurance
Financial protection for your family if you pass away.
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Income Protection
Replaces your income if you're unable to work due to illness or injury.
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TPD Cover
Lump sum payment if you become totally and permanently disabled.
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Trauma
Cover for serious medical conditions like cancer, heart attack, or stroke.
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Super IP
Income protection structured through your superannuation.
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SMSF
Tailored insurance solutions for Self-Managed Super Funds.
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Family & Couples
Comprehensive cover packages designed for households.
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Corporate
Group insurance schemes and key person cover for businesses.
Get a quoteFrom Question to Cover in 3 Steps
01
Quote
Fill out our quick 2-minute form online or give us a call.
02
Compare
Your dedicated adviser compares options from 12 top insurers.
03
Covered
Choose the best policy and get protected, with ongoing support.
Real Australians. Real Cover. Real Peace of Mind.
"I never thought I needed income protection until I injured my back. WealthSmart helped me set it up years ago, and they were brilliant when I had to claim. Absolute lifesavers."
David L.Geelong, VIC
"Straightforward, no-nonsense advice. They didn't try to oversell me, just showed me what I needed and who offered the best deal. Highly recommend to any tradie."
Mark T.Brisbane, QLD
Quick Answers to the Questions Everyone Asks
Is your service really free?
Yes. We are paid a commission by the insurer you choose, but this does not increase your premium. You pay the exact same price as if you went direct, but you get our expert advice and ongoing support for free.
Do I really need an adviser?
While you can buy direct, an adviser ensures your policy is structured correctly (e.g., through super to save tax), compares the whole market to find better value, and advocates for you at claim time.
How long does the process take?
Getting a quote takes about 2 minutes. The entire process to get covered depends on your health and the insurer, but our team handles the paperwork to make it as fast as possible.
Can I pay for premiums through my Super?
Yes, many types of cover like Life Insurance, TPD and Income Protection can be structured through your superannuation, which can help manage your cash flow.
What if I already have cover through work?
Default cover is often a basic level that might not be enough for your actual needs, like paying off a mortgage. We can review your existing cover and let you know if it's sufficient or if you need a top-up.
Will my medical history stop me from getting cover?
Not necessarily. Every insurer treats medical conditions differently. Because we deal with 12 different insurers, we know which ones are more favourable to certain conditions, giving you a better chance of approval.
What happens if I need to make a claim?
You call us first. We handle the paperwork, liaise with the insurer, and act as your advocate to ensure your claim is processed smoothly and paid out as quickly as possible.
Are you a licensed financial service?
Yes, we operate under AFSL 244252, meaning we are strictly regulated by ASIC and must legally act in your best interests when providing advice.
Don't Leave It Until Something Happens.
2 minutes now could save your family years of financial stress. Get expert advice and compare top Aussie insurers today.